Insurance Coverage & Bad Faith
MF&L’s Insurance Coverage and Bad Faith Practice Group represents insurers on a nationwide basis in complex, high-exposure coverage and bad faith claims matters under a wide array of insurance coverages, including commercial property, builder’s risk, commercial auto, warehouse, jewelers block, general liability, environmental liability, and professional liability. MF&L has significant experience providing counsel to insurers concerning the proper handling and investigation of first-party property damage claims, including business interruption losses. The firm has litigated disputes over causation, fraud, failure to comply with post-loss obligations, exclusions, and the number of occurrences and allocation, among other complex issues. MF&L also has extensive experience in guiding insurers through the appraisal process. The firm has handled substantial property loss claims throughout the United States, including a number of claims related to major catastrophes like the events of September 11, 2001, Hurricane Katrina, the 2004 Florida hurricanes, Superstorm Sandy, Hurricane Matthew, Hurricane Irma, and Hurricane Michael. MF&L has managed claims related to real property of virtually every scale ranging from homeowner’s claims to claims on substantial shopping malls, hotels, manufacturing facilities, and major sports venues under commercial property policies and builder’s risk policies. The firm has significant experience in overseeing property claims not associated with real property, such as cargo claims, warehouse claims, equipment claims, and jewelers block claims.
The firm also has considerable experience in handling coverage matters that arise out of construction defects, pollution and toxic torts, environmental contamination and pollution, intellectual property (“advertising injury” or “personal injury”), and products liability, which often involve significant exposure to a policyholder’s business.
Insurers need more than good coverage counsel when faced with claims of bad faith, which tend to be high exposure, complicated and hard fought. MF&L has extensive exposure in defending extracontractual, or bad faith, claims.